Ultimate SIP Calculator with Premium Features

Premium Features Included:

Multi-currency support (INR, USD, EUR, GBP, JPY)
Step-up SIP calculations
Inflation-adjusted returns
Tax impact calculations
Goal-based planning
Withdrawal phase simulation
Mutual fund comparison tool
Risk assessment questionnaire
Portfolio rebalancing tool
Emergency fund calculator
Export to PDF/Excel

Currency

Monthly Investment

Expected Annual Return (%) 12%

Investment Period (Years) 10 years

Enable Step-up SIP

Annual Step-up Rate (%) 10%

Adjust for Inflation

Expected Inflation Rate (%) 6%

Include Tax Calculation

Expected Tax Rate (%) 10%

Total Investment

₹0

Estimated Returns

₹0

Future Value

₹0

Inflation-adjusted Value

₹0

Value in today's purchasing power

Post-Tax Value

₹0

After accounting for capital gains tax

Year	Invested	Returns	Total Value	Inflation-adjusted

Compare with different return rate (%)

Metric	Scenario 1	Scenario 2	Difference

Goal-Based Planning

Financial Goal Amount

Years to Achieve Goal

Expected Annual Return (%)

Enable Annual Step-up

Annual Step-up Rate (%)

Withdrawal Phase Simulator

Accumulated Corpus Amount

Withdrawal Period (Years)

Expected Annual Return During Withdrawal (%)

Annual Withdrawal Rate (%)

Adjust Withdrawals for Inflation

Expected Inflation Rate (%)

Mutual Fund Comparison Tool

Monthly Investment per Fund

Investment Period (Years)

Risk Profile Assessment

1. What is your investment time horizon?

2. How would you react to a 20% market decline in your portfolio?

3. What is your main investment objective?

4. What percentage of your income do you invest?

5. Your experience with investments:

Emergency Fund Calculator

Monthly Living Expenses

Recommended Emergency Fund Duration

Existing Emergency Savings

SIP Calculator

Use our easy and accurate SIP Calculator to plan your mutual fund investments. Find out how much wealth you can create with consistent monthly SIP contributions. Start your financial journey today!

How to Use SIP Calculator

Enter the amount you want to invest monthly (SIP amount).
Enter the number of years you wish to continue the SIP.
Enter the expected annual rate of return (in %).
Click on the "Calculate" button to see your future value.

Benefits of SIP Calculator

Helps you plan your financial goals easily.
Shows you the power of compounding in long-term investments.
Allows you to adjust investment amounts and see different results instantly.
Free, fast, and easy to use on any device.

How SIP Works

Systematic Investment Plan (SIP) allows investors to invest a fixed amount regularly in mutual funds. Each investment buys units at prevailing market rates, benefiting from rupee cost averaging and compounding returns over time. Learn more about Systematic Investment Plans (SIPs) on Investopedia.

How to Calculate SIP Manually

The future value (FV) of your SIP can be calculated using this formula:

FV = P × [(1 + r)ⁿ – 1] × (1 + r) / r

Where:

P = SIP Amount (monthly)
r = Rate of return per month
n = Total number of months

For detailed investment regulations, you can refer to the official SEBI website.

Frequently Asked Questions (FAQs)

Is this SIP Calculator free to use?

Yes, our SIP calculator is completely free for unlimited usage.

Is the SIP Calculator result 100% accurate?

We use standard financial formulas to calculate results, but actual returns may vary depending on market performance. Always check with certified financial advisors or refer to resources like AMFI India for verified information.

Can I use SIP Calculator for all types of mutual funds?

Yes, this SIP Calculator works for equity, debt, and hybrid mutual fund SIPs.

What if I change my SIP amount midway?

The calculator assumes a fixed SIP amount. For varying SIP amounts, use a more advanced SIP step-up calculator.