PPF Calculator | Calculate Public Provident Fund Maturity Amount

PPF (Public Provident Fund) Calculator

Calculate the maturity amount of your PPF investment with year-by-year breakdown. PPF is a popular long-term savings scheme with tax benefits in India.

Minimum ₹500, Maximum ₹1.5 lakh per year
Current PPF interest rate is 7.1% (as of 2023)
Minimum 15 years. You can extend in blocks of 5 years

Projected PPF Maturity

₹0
Total Investment ₹0
Total Interest ₹0
Maturity Year -

Key Benefits

  • Tax-free returns (EEE benefit)
  • Safe government-backed scheme
  • Long-term wealth creation
  • Partial withdrawal after 7 years

About PPF (Public Provident Fund)

The Public Provident Fund is a popular long-term savings scheme backed by the Government of India with attractive interest rates and tax benefits.

PPF Key Features:

  • Tenure: 15 years (extendable in blocks of 5 years)
  • Minimum Investment: ₹500 per year
  • Maximum Investment: ₹1.5 lakh per year
  • Tax Benefits: EEE (Exempt-Exempt-Exempt) status under Section 80C
  • Partial Withdrawal: Allowed from 7th financial year
  • Loan Facility: Available between 3rd and 6th financial year

How PPF Interest is Calculated

PPF interest is calculated monthly but credited annually at the end of the financial year. The interest is calculated on the lowest balance between the 5th and last day of each month.

Free PPF Calculator – Estimate Maturity & Interest

PPF Calculator – Calculate Your Returns & Maturity Amount

Want to estimate your Public Provident Fund maturity value? Our free PPF calculator helps you calculate the total returns, including interest, based on your yearly investment and duration.

What Is a PPF Calculator?

A PPF calculator is a financial tool that estimates your PPF account’s maturity amount and total interest earned over time. It takes your annual contribution, current interest rates, and investment period into account.

Why Use a PPF Interest Calculator?

  • Plan better: Know how much wealth you’ll accumulate in 15+ years.
  • Visual clarity: Understand how compound interest grows your savings.
  • Tax planning: PPF investments are tax-free under Section 80C.
  • Long-term focus: Helps with retirement and goal-based planning.

With our Public Provident Fund calculator, you can quickly visualize your long-term savings and make smart financial decisions.

How to Use the Free PPF Calculator

  1. Enter your annual or monthly PPF investment.
  2. Select the number of years (minimum 15 years, extendable).
  3. The tool uses the latest PPF interest rate set by the Indian government.
  4. Click "Calculate" to get your total maturity amount and interest earned.

This PPF interest calculator is ideal for salaried professionals, self-employed individuals, and anyone saving for retirement or long-term goals.

Features of Our PPF Calculator

  • Updated with current interest rates
  • Flexible: yearly or monthly contributions supported
  • Free to use, no login required
  • Clear breakup of total investment, interest, and maturity

Benefits of the Public Provident Fund Scheme

PPF is a government-backed savings scheme that provides safe, long-term returns with tax benefits. The interest earned is compounded annually and tax-free. It’s one of the best options for low-risk investors in India.

FAQs – PPF Calculator

1. Is this PPF calculator updated with current rates?

Yes, the tool reflects the latest PPF interest rates declared by the Ministry of Finance.

2. Can I extend my PPF beyond 15 years?

Yes, you can extend your PPF in blocks of 5 years with or without contributions.

3. Is the maturity amount from PPF taxable?

No. Both the interest earned and maturity amount are fully tax-exempt under EEE status.

4. Who can use this PPF interest calculator?

Anyone investing in PPF – salaried, self-employed, or homemakers – can use this tool to plan savings.

Start Estimating Your PPF Maturity Now

Try our PPF calculator today and take control of your long-term finances. Get instant insights into how much your money can grow in a secure, government-backed scheme.

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Helpful External Resources: Govt. of India: PPF Info | Groww PPF Calculator

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